What do I need to open a Spike Account?

What do I need to open a Spike Account?

To get started, you’ll need:

  • The Spike app installed on your mobile device

  • A valid government-issued ID for verification

  • A stable internet connection

In some regions, Proof of Address (PoA) is optional during onboarding — but required to unlock full access to features such as named IBANs, SWIFT transfers, or access to additional banking partners.


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