Can I use Spike without Proof of Address?
Yes — but with limitations.
If you skip PoA during onboarding:
You can open a MatchMove account under Simplified Due Diligence
You’ll receive access to a card, but not a named USD IBAN or SWIFT deposit details
Some partners (like Monfi) will not be available
You can complete your Proof of Address at any time in the Action Centre section of the app to unlock full functionality.
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Do I need to complete KYC?
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In the app, go to the Link a platform account section and choose a supported platform (e.g. Bitfinex). You’ll be asked to connect via: A secure login flow, or An API key, depending on the platform’s integration Once connected, you can: View your fiat ...