A Spike Account is your personal or business profile on the Spike platform. It gives you access to the app, where you can link or apply for accounts with partner banks and trading platforms, view balances, and transfer fiat between them.
Spike does not hold or manage your funds. All money remains in your accounts with regulated third-party providers. Spike is not a bank, trading platform, custodian, or investment service — we simply provide the infrastructure that connects them.