How do I open a business account?

How do I open a business account?

To apply for a business account:

  1. Download the Spike app

  2. Begin onboarding and choose Business as your account type

  3. Upload company documentation as required

  4. Complete KYC and Proof of Address for a designated representative

After review by the partner bank, your business account will be activated and visible in the Spike Dashboard.

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    • Can I open multiple accounts under one business?

      Yes. Depending on your plan and verification status, business users may be eligible for: Multiple bank accounts Multiple trading platform accounts Multiple Spike Cards Multi-user access (coming soon) More advanced business features are in development ...

    • Can I convert my personal Spike Account to a business account?

      Not directly. You will need to create a new business account and go through the onboarding flow for business users. If your company is already verified with a partner bank, the linking process will be faster.

    • Does Spike support business users?

      Yes. Spike supports verified business users including: Trading firms and prop desks Crypto-native businesses OTC desks Liquidity providers Operational teams at trading platforms Business accounts enjoy higher limits, access to more banking partners, ...

    • Can I onboard as a business if I’m the only employee?

      Yes. Sole traders and single-director companies can apply for a business account. You’ll still need to provide standard company documentation and personal KYC.

    • What documents are required for business onboarding?

      Typical requirements include: Certificate of incorporation Company address and contact details Identification and Proof of Address for directors or UBOs Ownership structure (if applicable) Proof of business activity or source of funds (may be ...